Welcome to Sterling Physical Therapy, Im Sterling Carter. This weeks topic will cover a very common question: What to do if you are injured in a Car Accident? Unfortunately, studies show that most of us will be in an auto accident at some point in our lives.
Here are some important things to remember:
1. Call your insurance company and the police department.
2. Be sure to gather all necessary auto insurance information from the other person involved in the accident.
3. Obtain a police report which is issued at the scene. Especially if you are not at fault
4. Seek treatment as soon as possible, even if you are not in pain at the time of the accident.
5. Ask for a physical therapy prescription during a hospital visit, just in case you need it
6. Contact a reputable physical therapist to determine if you need further care if you feel pain after the accident.
7. Relax! most Auto Insurance companies have what is called Med Pay or PIP. This means that if you have an insurance policy you should be covered with no out of pocket expense up to a certain limit.
8. Never settle with an insurance company before your injury is fully resolved. If the case is closed early and you still have symptoms, you will be completely on your own and will have to pay out of pocket for your care.
Remember, injuries sustained after a car accident if left untreated can lead to spinal degeneration and a host of other problems for years to come so always get checked out. Seriously, even if the accident was your fault, you bought insurance to protect you as well as your car, so take advantage of what you have already paid for!
Many insurance companies will not raise your rates after 1 or even 2 accidents in the same year.
THE INJURIES SUSTAINED IN AN AUTOMOBILE ACCIDENT CAN CAUSE A HOST OF PROBLEMS FOR YEARS TO COME, OR EVEN THE REST OF YOUR LIFE.
DO YOURSELF A FAVOR TO COME IN AND GET CHECKED OUT.
I hope this information was helpful to you. If you like what we are doing here, subscribe to our Youtube channel. Like us on facebook, and send us any questions or comments you have. Until next time, stay happy, stay healthy, and stay happy!
car accident physical therapy